Call reports 2013
UNICO BANK — 2013
What UNICO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 239,294,000 | 240,213,000 | 247,179,000 | 249,137,000 |
| Total loans | 120,308,000 | 126,787,000 | 131,802,000 | 132,871,000 |
| Allowance for loan losses | 1,038,000 | 1,208,000 | 1,201,000 | 1,223,000 |
| Securities available for sale | 102,450,000 | 97,982,000 | 96,364,000 | 95,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,508,000 | 212,114,000 | 222,044,000 | 224,763,000 |
| Interest-bearing deposits | 181,508,000 | 186,207,000 | 197,305,000 | 199,472,000 |
| Noninterest-bearing deposits | 27,000,000 | 25,907,000 | 24,739,000 | 25,291,000 |
| Equity capital | 23,659,000 | 19,601,000 | 18,549,000 | 18,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,637,000 | 7,098,000 | 9,599,000 |
| Interest expense | 497,000 | 989,000 | 1,484,000 | 1,969,000 |
| Net interest income | 1,738,000 | 3,648,000 | 5,614,000 | 7,630,000 |
| Noninterest income | 545,000 | 826,000 | 1,249,000 | 1,625,000 |
| Noninterest expense | 1,754,000 | 3,369,000 | 5,271,000 | 6,880,000 |
| Provision for loan losses | -41,000 | 200,000 | 217,000 | 268,000 |
| Pretax income | 570,000 | 955,000 | 1,425,000 | 2,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 955,000 | 1,425,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,583,000 | 23,464,000 | 23,718,000 | 24,361,000 |
| Total capital | 24,621,000 | 24,672,000 | 24,919,000 | 25,584,000 |
| Risk-weighted assets | 153,114,000 | 155,902,000 | 160,669,000 | 161,808,000 |