Call reports 2012
UNICO BANK — 2012
What UNICO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 231,507,000 | 229,038,000 | 230,415,000 | 236,186,000 |
| Total loans | 115,726,000 | 117,886,000 | 119,575,000 | 116,884,000 |
| Allowance for loan losses | 1,229,000 | 1,109,000 | 1,115,000 | 1,094,000 |
| Securities available for sale | 91,934,000 | 91,039,000 | 91,172,000 | 84,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,680,000 | 199,883,000 | 200,569,000 | 206,430,000 |
| Interest-bearing deposits | 180,003,000 | 178,724,000 | 178,630,000 | 179,189,000 |
| Noninterest-bearing deposits | 22,677,000 | 21,159,000 | 21,939,000 | 27,241,000 |
| Equity capital | 22,408,000 | 22,671,000 | 23,236,000 | 23,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,784,000 | 7,265,000 | 9,484,000 |
| Interest expense | 633,000 | 1,251,000 | 1,833,000 | 2,380,000 |
| Net interest income | 1,772,000 | 3,533,000 | 5,432,000 | 7,104,000 |
| Noninterest income | 365,000 | 846,000 | 1,263,000 | 1,860,000 |
| Noninterest expense | 1,651,000 | 3,330,000 | 5,080,000 | 6,806,000 |
| Provision for loan losses | 112,000 | 52,000 | 84,000 | 84,000 |
| Pretax income | 549,000 | 1,172,000 | 1,706,000 | 2,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,172,000 | 1,706,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,277,000 | 22,274,000 | 22,683,000 | 23,098,000 |
| Total capital | 23,506,000 | 23,383,000 | 23,798,000 | 24,192,000 |
| Risk-weighted assets | 132,240,000 | 132,497,000 | 132,668,000 | 135,111,000 |