Call reports 2011
UNICO BANK — 2011
What UNICO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 234,722,000 | 233,688,000 | 231,384,000 | 229,816,000 |
| Total loans | 115,499,000 | 119,094,000 | 121,258,000 | 117,666,000 |
| Allowance for loan losses | 1,335,000 | 1,226,000 | 1,237,000 | 1,187,000 |
| Securities available for sale | 91,191,000 | 85,172,000 | 73,719,000 | 78,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,503,000 | 10,602,000 | 10,396,000 | 10,294,000 |
| Total deposits | 209,069,000 | 205,957,000 | 202,656,000 | 201,791,000 |
| Interest-bearing deposits | 189,307,000 | 187,581,000 | 183,509,000 | 180,140,000 |
| Noninterest-bearing deposits | 19,762,000 | 18,376,000 | 19,147,000 | 21,651,000 |
| Equity capital | 19,116,000 | 21,135,000 | 21,973,000 | 21,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 6,050,000 | 9,236,000 | 11,916,000 |
| Interest expense | 774,000 | 1,532,000 | 2,240,000 | 2,921,000 |
| Net interest income | 2,209,000 | 4,518,000 | 6,996,000 | 8,995,000 |
| Noninterest income | 593,000 | 1,126,000 | 1,350,000 | 1,683,000 |
| Noninterest expense | 1,668,000 | 3,389,000 | 5,136,000 | 6,747,000 |
| Provision for loan losses | 0 | -72,000 | 5,000 | 25,000 |
| Pretax income | 1,167,000 | 2,360,000 | 4,049,000 | 3,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,167,000 | 2,360,000 | 4,049,000 | 3,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,753,000 | 21,417,000 | 22,628,000 | 21,728,000 |
| Total capital | 22,088,000 | 22,643,000 | 23,865,000 | 22,915,000 |
| Risk-weighted assets | 162,338,000 | 161,349,000 | 162,830,000 | 156,912,000 |