Call reports 2008
UNICO BANK — 2008
What UNICO BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 191,858,000 | 191,717,000 | 186,385,000 | 185,983,000 |
| Total loans | 108,633,000 | 110,983,000 | 113,319,000 | 109,484,000 |
| Allowance for loan losses | 739,000 | 731,000 | 715,000 | 724,000 |
| Securities available for sale | 65,813,000 | 66,937,000 | 62,130,000 | 53,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,141,000 | 166,039,000 | 158,671,000 | 164,424,000 |
| Interest-bearing deposits | 142,287,000 | 148,012,000 | 142,659,000 | 151,067,000 |
| Noninterest-bearing deposits | 14,854,000 | 18,027,000 | 16,012,000 | 13,357,000 |
| Equity capital | 14,867,000 | 14,047,000 | 13,879,000 | 14,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,840,000 | 5,735,000 | 8,699,000 | 11,539,000 |
| Interest expense | 1,486,000 | 2,858,000 | 4,058,000 | 5,169,000 |
| Net interest income | 1,354,000 | 2,877,000 | 4,641,000 | 6,370,000 |
| Noninterest income | 391,000 | 792,000 | 1,139,000 | 1,489,000 |
| Noninterest expense | 996,000 | 2,006,000 | 3,108,000 | 5,203,000 |
| Provision for loan losses | 0 | 0 | 26,000 | 348,000 |
| Pretax income | 787,000 | 1,719,000 | 2,702,000 | 2,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 787,000 | 1,719,000 | 2,702,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,957,000 | 15,346,000 | 15,931,000 | 15,529,000 |
| Total capital | 15,696,000 | 16,077,000 | 16,646,000 | 16,253,000 |
| Risk-weighted assets | 104,791,000 | 108,997,000 | 109,735,000 | 107,764,000 |
Machine access — free, no API key
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