Call reports 2005
UNICO BANK — 2005
What UNICO BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 160,871,000 | 165,443,000 | 171,024,000 | 173,063,000 |
| Total loans | 94,086,000 | 95,302,000 | 101,540,000 | 98,698,000 |
| Allowance for loan losses | 632,000 | 587,000 | 623,000 | 514,000 |
| Securities available for sale | 59,556,000 | 60,741,000 | 59,873,000 | 59,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,769,000 | 140,251,000 | 145,365,000 | 147,842,000 |
| Interest-bearing deposits | 127,675,000 | 126,760,000 | 129,997,000 | 133,975,000 |
| Noninterest-bearing deposits | 13,094,000 | 13,491,000 | 15,368,000 | 13,867,000 |
| Equity capital | 11,408,000 | 12,666,000 | 12,045,000 | 11,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,382,000 | 6,734,000 | 9,213,000 |
| Interest expense | 772,000 | 1,630,000 | 2,628,000 | 3,855,000 |
| Net interest income | 1,368,000 | 2,752,000 | 4,106,000 | 5,358,000 |
| Noninterest income | 173,000 | 399,000 | 583,000 | 770,000 |
| Noninterest expense | 967,000 | 1,977,000 | 3,001,000 | 4,218,000 |
| Provision for loan losses | 0 | 0 | 78,000 | 123,000 |
| Pretax income | 574,000 | 1,174,000 | 1,610,000 | 1,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 1,174,000 | 1,610,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,834,000 | 12,908,000 | 13,156,000 | 13,323,000 |
| Total capital | 13,466,000 | 13,495,000 | 13,779,000 | 13,837,000 |
| Risk-weighted assets | 88,799,000 | 91,279,000 | 97,663,000 | 92,719,000 |
Machine access — free, no API key
Every figure shown here about UNICO BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.