Call reports 2016
SUMNER NATIONAL BANK OF SHELDON — 2016
What SUMNER NATIONAL BANK OF SHELDON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 18,431,000 | 24,020,000 | 23,921,000 |
| Total loans | 9,630,000 | 9,858,000 | 10,535,000 |
| Allowance for loan losses | 135,000 | 122,000 | 106,000 |
| Securities available for sale | 3,862,000 | 5,691,000 | 3,621,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 16,700,000 | 22,277,000 | 22,252,000 |
| Interest-bearing deposits | 13,169,000 | 18,313,000 | 17,807,000 |
| Noninterest-bearing deposits | 3,531,000 | 3,964,000 | 4,445,000 |
| Equity capital | 1,727,000 | 1,741,000 | 1,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 155,000 | 309,000 | 465,000 |
| Interest expense | 7,000 | 14,000 | 23,000 |
| Net interest income | 148,000 | 295,000 | 442,000 |
| Noninterest income | 32,000 | 54,000 | 105,000 |
| Noninterest expense | 168,000 | 363,000 | 611,000 |
| Provision for loan losses | 13,000 | 0 | 36,000 |
| Pretax income | -1,000 | -14,000 | -100,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,000 | -14,000 | -100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 1,726,000 | 1,713,000 | 1,627,000 |
| Total capital | 1,853,000 | 1,835,000 | 1,733,000 |
| Risk-weighted assets | 10,171,000 | 10,685,000 | 11,694,000 |