Call reports 2015
SUMNER NATIONAL BANK OF SHELDON — 2015
What SUMNER NATIONAL BANK OF SHELDON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,252,000 | 23,174,000 | 19,033,000 | 17,485,000 |
| Total loans | 10,125,000 | 10,167,000 | 9,975,000 | 9,916,000 |
| Allowance for loan losses | 139,000 | 141,000 | 143,000 | 138,000 |
| Securities available for sale | 3,136,000 | 3,586,000 | 3,584,000 | 3,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,541,000 | 21,489,000 | 17,309,000 | 15,774,000 |
| Interest-bearing deposits | 11,970,000 | 18,139,000 | 13,849,000 | 12,473,000 |
| Noninterest-bearing deposits | 3,571,000 | 3,350,000 | 3,460,000 | 3,301,000 |
| Equity capital | 1,702,000 | 1,679,000 | 1,721,000 | 1,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 152,000 | 303,000 | 459,000 | 608,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 26,000 |
| Net interest income | 146,000 | 290,000 | 439,000 | 582,000 |
| Noninterest income | 29,000 | 64,000 | 103,000 | 137,000 |
| Noninterest expense | 173,000 | 343,000 | 510,000 | 681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 11,000 | 32,000 | 38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 11,000 | 32,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,754,000 | 1,717,000 | 1,736,000 | 1,730,000 |
| Total capital | 1,879,000 | 1,845,000 | 1,865,000 | 1,857,000 |
| Risk-weighted assets | 9,989,000 | 10,244,000 | 10,316,000 | 10,189,000 |