Call report 2026Q1
CITIZENS INDEPENDENT BANK — 2026Q1
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 317,367,000 | USD | evidence → |
| Total loans | 206,187,000 | USD | evidence → |
| Allowance for loan losses | 1,825,000 | USD | evidence → |
| Securities available for sale | 86,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,941,000 | USD | evidence → |
| Interest-bearing deposits | 251,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,141,000 | USD | evidence → |
| Equity capital | 29,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,780,000 | USD | evidence → |
| Interest expense | 802,000 | USD | evidence → |
| Net interest income | 2,978,000 | USD | evidence → |
| Noninterest income | 258,000 | USD | evidence → |
| Noninterest expense | 2,653,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 583,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,187,000 | USD | evidence → |
| Total capital | 40,032,000 | USD | evidence → |
| Risk-weighted assets | 219,049,000 | USD | evidence → |