Call report 2024Q2
CITIZENS INDEPENDENT BANK — 2024Q2
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,474,000 | USD | evidence → |
| Total loans | 213,923,000 | USD | evidence → |
| Allowance for loan losses | 3,391,000 | USD | evidence → |
| Securities available for sale | 101,083,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,070,000 | USD | evidence → |
| Interest-bearing deposits | 242,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,880,000 | USD | evidence → |
| Equity capital | 27,559,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,500,000 | USD | evidence → |
| Interest expense | 1,944,000 | USD | evidence → |
| Net interest income | 5,556,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 5,331,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 736,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 565,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,829,000 | USD | evidence → |
| Total capital | 41,766,000 | USD | evidence → |
| Risk-weighted assets | 234,525,000 | USD | evidence → |