Call report 2023Q3
CITIZENS INDEPENDENT BANK — 2023Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 341,530,000 | USD | evidence → |
| Total loans | 218,476,000 | USD | evidence → |
| Allowance for loan losses | 3,262,000 | USD | evidence → |
| Securities available for sale | 104,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,341,000 | USD | evidence → |
| Interest-bearing deposits | 262,886,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,455,000 | USD | evidence → |
| Equity capital | 24,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,255,000 | USD | evidence → |
| Interest expense | 1,774,000 | USD | evidence → |
| Net interest income | 9,481,000 | USD | evidence → |
| Noninterest income | 779,000 | USD | evidence → |
| Noninterest expense | 7,422,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,735,000 | USD | evidence → |
| Income tax | 686,000 | USD | evidence → |
| Net income | 2,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,069,000 | USD | evidence → |
| Total capital | 42,104,000 | USD | evidence → |
| Risk-weighted assets | 242,601,000 | USD | evidence → |