Call report 2020Q3
CITIZENS INDEPENDENT BANK — 2020Q3
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,230,000 | USD | evidence → |
| Total loans | 224,762,000 | USD | evidence → |
| Allowance for loan losses | 2,915,000 | USD | evidence → |
| Securities available for sale | 54,445,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 306,954,000 | USD | evidence → |
| Interest-bearing deposits | 280,227,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,727,000 | USD | evidence → |
| Equity capital | 36,491,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,362,000 | USD | evidence → |
| Interest expense | 673,000 | USD | evidence → |
| Net interest income | 7,689,000 | USD | evidence → |
| Noninterest income | 930,000 | USD | evidence → |
| Noninterest expense | 6,913,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,706,000 | USD | evidence → |
| Income tax | 416,000 | USD | evidence → |
| Net income | 1,290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,407,000 | USD | evidence → |
| Total capital | 37,902,000 | USD | evidence → |
| Risk-weighted assets | 199,219,000 | USD | evidence → |