Call report 2019Q4
CITIZENS INDEPENDENT BANK — 2019Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,284,000 | USD | evidence → |
| Total loans | 194,887,000 | USD | evidence → |
| Allowance for loan losses | 2,668,000 | USD | evidence → |
| Securities available for sale | 74,043,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,705,000 | USD | evidence → |
| Interest-bearing deposits | 232,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,116,000 | USD | evidence → |
| Equity capital | 35,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,044,000 | USD | evidence → |
| Interest expense | 938,000 | USD | evidence → |
| Net interest income | 10,106,000 | USD | evidence → |
| Noninterest income | 1,462,000 | USD | evidence → |
| Noninterest expense | 9,571,000 | USD | evidence → |
| Provision for loan losses | -400,000 | USD | evidence → |
| Pretax income | 2,397,000 | USD | evidence → |
| Income tax | 581,000 | USD | evidence → |
| Net income | 1,816,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,017,000 | USD | evidence → |
| Total capital | 37,573,000 | USD | evidence → |
| Risk-weighted assets | 204,395,000 | USD | evidence → |