Call report 2014Q4
CITIZENS INDEPENDENT BANK — 2014Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,906,000 | USD | evidence → |
| Total loans | 201,136,000 | USD | evidence → |
| Allowance for loan losses | 6,186,000 | USD | evidence → |
| Securities available for sale | 68,752,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,131,000 | USD | evidence → |
| Interest-bearing deposits | 210,588,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,543,000 | USD | evidence → |
| Equity capital | 29,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,740,000 | USD | evidence → |
| Interest expense | 1,310,000 | USD | evidence → |
| Net interest income | 9,430,000 | USD | evidence → |
| Noninterest income | 1,787,000 | USD | evidence → |
| Noninterest expense | 11,538,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -321,000 | USD | evidence → |
| Income tax | -323,000 | USD | evidence → |
| Net income | 3,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,776,000 | USD | evidence → |
| Total capital | 29,237,000 | USD | evidence → |
| Risk-weighted assets | 193,149,000 | USD | evidence → |