Call report 2012Q4
CITIZENS INDEPENDENT BANK — 2012Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 296,870,000 | USD | evidence → |
| Total loans | 208,815,000 | USD | evidence → |
| Allowance for loan losses | 8,298,000 | USD | evidence → |
| Securities available for sale | 71,807,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,910,000 | USD | evidence → |
| Interest-bearing deposits | 221,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,526,000 | USD | evidence → |
| Equity capital | 25,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,180,000 | USD | evidence → |
| Interest expense | 2,142,000 | USD | evidence → |
| Net interest income | 11,038,000 | USD | evidence → |
| Noninterest income | 1,237,000 | USD | evidence → |
| Noninterest expense | 9,065,000 | USD | evidence → |
| Provision for loan losses | 2,269,000 | USD | evidence → |
| Pretax income | 934,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | 928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,010,000 | USD | evidence → |
| Total capital | 27,632,000 | USD | evidence → |
| Risk-weighted assets | 204,103,000 | USD | evidence → |