Call report 2011Q4
CITIZENS INDEPENDENT BANK — 2011Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,658,000 | USD | evidence → |
| Total loans | 221,435,000 | USD | evidence → |
| Allowance for loan losses | 7,230,000 | USD | evidence → |
| Securities available for sale | 65,472,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,164,000 | USD | evidence → |
| Interest-bearing deposits | 225,695,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,469,000 | USD | evidence → |
| Equity capital | 24,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,762,000 | USD | evidence → |
| Interest expense | 3,073,000 | USD | evidence → |
| Net interest income | 10,689,000 | USD | evidence → |
| Noninterest income | 966,000 | USD | evidence → |
| Noninterest expense | 10,081,000 | USD | evidence → |
| Provision for loan losses | 3,130,000 | USD | evidence → |
| Pretax income | -1,342,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,342,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,082,000 | USD | evidence → |
| Total capital | 26,869,000 | USD | evidence → |
| Risk-weighted assets | 218,483,000 | USD | evidence → |