Call report 2005Q4
CITIZENS INDEPENDENT BANK — 2005Q4
The 22 measures CITIZENS INDEPENDENT BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,287,000 | USD | evidence → |
| Total loans | 189,013,000 | USD | evidence → |
| Allowance for loan losses | 1,765,000 | USD | evidence → |
| Securities available for sale | 50,140,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,519,000 | USD | evidence → |
| Interest-bearing deposits | 154,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,417,000 | USD | evidence → |
| Equity capital | 25,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,861,000 | USD | evidence → |
| Interest expense | 3,338,000 | USD | evidence → |
| Net interest income | 9,523,000 | USD | evidence → |
| Noninterest income | 2,173,000 | USD | evidence → |
| Noninterest expense | 9,228,000 | USD | evidence → |
| Provision for loan losses | 563,000 | USD | evidence → |
| Pretax income | 1,905,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,526,000 | USD | evidence → |
| Total capital | 27,291,000 | USD | evidence → |
| Risk-weighted assets | 187,986,000 | USD | evidence → |
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