Call reports 2026
FIRST HERITAGE BANK — 2026
What FIRST HERITAGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 72,111,000 | 72,145,000 |
| Total loans | 53,583,000 | 55,908,000 |
| Allowance for loan losses | 665,000 | 688,000 |
| Securities available for sale | 11,943,000 | 11,638,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 59,922,000 | 59,889,000 |
| Interest-bearing deposits | 48,180,000 | 47,857,000 |
| Noninterest-bearing deposits | 11,742,000 | 12,032,000 |
| Equity capital | 6,970,000 | 6,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,032,000 | 2,077,000 |
| Interest expense | 305,000 | 617,000 |
| Net interest income | 727,000 | 1,460,000 |
| Noninterest income | 26,000 | 49,000 |
| Noninterest expense | 384,000 | 782,000 |
| Provision for loan losses | 28,000 | 51,000 |
| Pretax income | 341,000 | 676,000 |
| Income tax | 12,000 | 25,000 |
| Net income | 329,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,291,000 | 7,288,000 |