Call reports 2022
FIRST HERITAGE BANK — 2022
What FIRST HERITAGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 58,384,000 | 58,822,000 | 59,924,000 | 59,624,000 |
| Total loans | 32,624,000 | 35,298,000 | 37,404,000 | 37,278,000 |
| Allowance for loan losses | 500,000 | 500,000 | 509,000 | 517,000 |
| Securities available for sale | 20,799,000 | 20,472,000 | 19,932,000 | 19,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,956,000 | 54,700,000 | 53,134,000 | 54,290,000 |
| Interest-bearing deposits | 40,771,000 | 41,271,000 | 40,709,000 | 42,356,000 |
| Noninterest-bearing deposits | 13,185,000 | 13,428,000 | 12,424,000 | 11,934,000 |
| Equity capital | 4,400,000 | 4,107,000 | 3,770,000 | 4,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 941,000 | 1,459,000 | 2,000,000 |
| Interest expense | 31,000 | 61,000 | 96,000 | 168,000 |
| Net interest income | 424,000 | 880,000 | 1,363,000 | 1,832,000 |
| Noninterest income | 22,000 | 41,000 | 63,000 | 88,000 |
| Noninterest expense | 299,000 | 619,000 | 949,000 | 1,333,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 18,000 |
| Pretax income | 147,000 | 302,000 | 465,000 | 567,000 |
| Income tax | 4,000 | 14,000 | 21,000 | 27,000 |
| Net income | 143,000 | 288,000 | 444,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,231,000 | 5,339,000 | 5,431,000 | 5,462,000 |