Call reports 2021
FIRST HERITAGE BANK — 2021
What FIRST HERITAGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,345,000 | 54,861,000 | 51,911,000 | 58,468,000 |
| Total loans | 30,701,000 | 31,148,000 | 31,065,000 | 33,216,000 |
| Allowance for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Securities available for sale | 14,829,000 | 16,068,000 | 16,753,000 | 18,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,324,000 | 49,574,000 | 46,589,000 | 53,441,000 |
| Interest-bearing deposits | 37,204,000 | 36,353,000 | 34,114,000 | 40,180,000 |
| Noninterest-bearing deposits | 13,120,000 | 13,221,000 | 12,475,000 | 13,261,000 |
| Equity capital | 4,964,000 | 5,200,000 | 5,243,000 | 4,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,222,000 | 1,669,000 | 2,138,000 |
| Interest expense | 33,000 | 66,000 | 96,000 | 129,000 |
| Net interest income | 530,000 | 1,156,000 | 1,573,000 | 2,009,000 |
| Noninterest income | 17,000 | 36,000 | 57,000 | 82,000 |
| Noninterest expense | 317,000 | 645,000 | 972,000 | 1,350,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 215,000 | 532,000 | 643,000 | 726,000 |
| Income tax | 10,000 | 25,000 | 30,000 | 42,000 |
| Net income | 205,000 | 507,000 | 613,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,964,000 | 5,199,000 | 5,238,000 | 5,081,000 |