Call reports 2019
FIRST HERITAGE BANK — 2019
What FIRST HERITAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 38,362,000 | 38,683,000 | 38,770,000 | 39,949,000 |
| Total loans | 25,676,000 | 26,766,000 | 28,400,000 | 29,397,000 |
| Allowance for loan losses | 413,000 | 420,000 | 428,000 | 432,000 |
| Securities available for sale | 9,260,000 | 9,019,000 | 8,020,000 | 7,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,880,000 | 34,057,000 | 32,916,000 | 34,040,000 |
| Interest-bearing deposits | 27,305,000 | 26,222,000 | 26,507,000 | 26,509,000 |
| Noninterest-bearing deposits | 6,575,000 | 7,835,000 | 6,410,000 | 7,531,000 |
| Equity capital | 4,437,000 | 4,520,000 | 4,598,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 827,000 | 1,289,000 | 1,751,000 |
| Interest expense | 41,000 | 89,000 | 148,000 | 207,000 |
| Net interest income | 373,000 | 738,000 | 1,141,000 | 1,544,000 |
| Noninterest income | 22,000 | 64,000 | 90,000 | 119,000 |
| Noninterest expense | 324,000 | 661,000 | 965,000 | 1,268,000 |
| Provision for loan losses | 10,000 | 17,000 | 25,000 | 32,000 |
| Pretax income | 61,000 | 124,000 | 241,000 | 363,000 |
| Income tax | 0 | 3,000 | 9,000 | 16,000 |
| Net income | 61,000 | 121,000 | 232,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,425,000 | 4,459,000 | 4,532,000 | 4,507,000 |
| Total capital | 4,753,000 | 4,797,000 | 4,884,000 | 4,873,000 |
| Risk-weighted assets | 26,134,000 | 26,955,000 | 28,057,000 | 29,245,000 |