Call reports 2018
FIRST HERITAGE BANK — 2018
What FIRST HERITAGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,134,000 | 41,099,000 | 39,349,000 | 39,657,000 |
| Total loans | 30,658,000 | 29,577,000 | 28,335,000 | 27,299,000 |
| Allowance for loan losses | 433,000 | 395,000 | 410,000 | 425,000 |
| Securities available for sale | 9,147,000 | 8,691,000 | 8,639,000 | 8,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,199,000 | 35,203,000 | 34,351,000 | 35,116,000 |
| Interest-bearing deposits | 31,209,000 | 28,240,000 | 27,382,000 | 27,960,000 |
| Noninterest-bearing deposits | 6,990,000 | 6,962,000 | 6,968,000 | 7,156,000 |
| Equity capital | 4,388,000 | 4,429,000 | 4,460,000 | 4,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 919,000 | 1,374,000 | 1,831,000 |
| Interest expense | 50,000 | 92,000 | 137,000 | 188,000 |
| Net interest income | 410,000 | 827,000 | 1,237,000 | 1,643,000 |
| Noninterest income | 29,000 | 56,000 | 83,000 | 117,000 |
| Noninterest expense | 311,000 | 627,000 | 918,000 | 1,218,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 113,000 | 226,000 | 357,000 | 482,000 |
| Income tax | 6,000 | 8,000 | 16,000 | 16,000 |
| Net income | 107,000 | 218,000 | 341,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,426,000 | 4,493,000 | 4,570,000 | 4,370,000 |
| Total capital | 4,827,000 | 4,863,000 | 4,926,000 | 4,717,000 |
| Risk-weighted assets | 32,022,000 | 29,593,000 | 28,401,000 | 27,655,000 |