Call reports 2017
FIRST HERITAGE BANK — 2017
What FIRST HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,839,000 | 42,660,000 | 43,173,000 | 44,565,000 |
| Total loans | 30,146,000 | 30,377,000 | 31,295,000 | 31,705,000 |
| Allowance for loan losses | 403,000 | 418,000 | 433,000 | 418,000 |
| Securities available for sale | 9,712,000 | 9,507,000 | 9,466,000 | 9,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,869,000 | 36,148,000 | 36,140,000 | 38,574,000 |
| Interest-bearing deposits | 29,973,000 | 29,343,000 | 29,586,000 | 31,461,000 |
| Noninterest-bearing deposits | 6,897,000 | 6,806,000 | 6,553,000 | 7,112,000 |
| Equity capital | 4,345,000 | 4,481,000 | 4,548,000 | 4,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 895,000 | 1,353,000 | 1,828,000 |
| Interest expense | 35,000 | 72,000 | 116,000 | 168,000 |
| Net interest income | 408,000 | 823,000 | 1,237,000 | 1,660,000 |
| Noninterest income | 29,000 | 60,000 | 92,000 | 130,000 |
| Noninterest expense | 306,000 | 615,000 | 905,000 | 1,222,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 116,000 | 238,000 | 379,000 | 508,000 |
| Income tax | 4,000 | 9,000 | 15,000 | 21,000 |
| Net income | 112,000 | 229,000 | 364,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,259,000 | 4,344,000 | 4,446,000 | 4,399,000 |
| Total capital | 4,653,000 | 4,741,000 | 4,853,000 | 4,815,000 |
| Risk-weighted assets | 31,504,000 | 31,762,000 | 32,555,000 | 33,266,000 |