Call reports 2014
FIRST HERITAGE BANK — 2014
What FIRST HERITAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,062,000 | 42,025,000 | 41,399,000 | 42,054,000 |
| Total loans | 19,943,000 | 21,027,000 | 23,456,000 | 24,311,000 |
| Allowance for loan losses | 275,000 | 277,000 | 293,000 | 290,000 |
| Securities available for sale | 18,194,000 | 18,230,000 | 15,444,000 | 14,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,520,000 | 36,376,000 | 34,946,000 | 35,353,000 |
| Interest-bearing deposits | 28,998,000 | 29,173,000 | 29,066,000 | 28,758,000 |
| Noninterest-bearing deposits | 6,522,000 | 7,203,000 | 5,880,000 | 6,595,000 |
| Equity capital | 3,963,000 | 4,108,000 | 4,188,000 | 4,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 834,000 | 1,251,000 | 1,688,000 |
| Interest expense | 34,000 | 64,000 | 98,000 | 132,000 |
| Net interest income | 389,000 | 770,000 | 1,153,000 | 1,556,000 |
| Noninterest income | 40,000 | 76,000 | 124,000 | 174,000 |
| Noninterest expense | 281,000 | 573,000 | 855,000 | 1,194,000 |
| Provision for loan losses | 4,000 | 9,000 | 25,000 | 40,000 |
| Pretax income | 144,000 | 264,000 | 451,000 | 546,000 |
| Income tax | 5,000 | 5,000 | 24,000 | 24,000 |
| Net income | 139,000 | 259,000 | 427,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,805,000 | 3,824,000 | 3,967,000 | 3,829,000 |
| Total capital | 4,080,000 | 4,101,000 | 4,260,000 | 4,119,000 |
| Risk-weighted assets | 23,660,000 | 25,722,000 | 25,884,000 | 26,755,000 |