Call reports 2012
FIRST HERITAGE BANK — 2012
What FIRST HERITAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,355,000 | 40,170,000 | 38,964,000 | 38,950,000 |
| Total loans | 15,237,000 | 16,322,000 | 15,534,000 | 16,854,000 |
| Allowance for loan losses | 370,000 | 270,000 | 272,000 | 272,000 |
| Securities available for sale | 20,490,000 | 21,262,000 | 19,747,000 | 19,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,457,000 | 34,943,000 | 33,573,000 | 32,159,000 |
| Interest-bearing deposits | 28,953,000 | 28,970,000 | 27,681,000 | 26,839,000 |
| Noninterest-bearing deposits | 5,504,000 | 5,973,000 | 5,893,000 | 5,321,000 |
| Equity capital | 4,036,000 | 4,422,000 | 4,618,000 | 4,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 768,000 | 1,151,000 | 1,528,000 |
| Interest expense | 69,000 | 125,000 | 171,000 | 219,000 |
| Net interest income | 310,000 | 643,000 | 980,000 | 1,309,000 |
| Noninterest income | 49,000 | 94,000 | 146,000 | 203,000 |
| Noninterest expense | 281,000 | 568,000 | 882,000 | 1,180,000 |
| Provision for loan losses | 6,000 | -94,000 | -94,000 | -94,000 |
| Pretax income | 72,000 | 263,000 | 338,000 | 426,000 |
| Income tax | 0 | 0 | 0 | 20,000 |
| Net income | 72,000 | 263,000 | 338,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,280,000 | 3,471,000 | 3,546,000 | 3,428,000 |
| Total capital | 3,540,000 | 3,740,000 | 3,800,000 | 3,700,000 |
| Risk-weighted assets | 20,713,000 | 21,524,000 | 20,335,000 | 21,783,000 |