Call reports 2011
FIRST HERITAGE BANK — 2011
What FIRST HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,743,000 | 35,694,000 | 36,574,000 | 38,991,000 |
| Total loans | 14,639,000 | 15,173,000 | 15,912,000 | 17,295,000 |
| Allowance for loan losses | 332,000 | 349,000 | 358,000 | 364,000 |
| Securities available for sale | 17,177,000 | 17,886,000 | 17,717,000 | 19,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,198,000 | 31,581,000 | 31,810,000 | 32,832,000 |
| Interest-bearing deposits | 27,155,000 | 26,988,000 | 27,364,000 | 27,187,000 |
| Noninterest-bearing deposits | 4,043,000 | 4,593,000 | 4,446,000 | 5,644,000 |
| Equity capital | 2,769,000 | 3,313,000 | 3,963,000 | 3,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 782,000 | 1,176,000 | 1,575,000 |
| Interest expense | 89,000 | 172,000 | 244,000 | 316,000 |
| Net interest income | 299,000 | 610,000 | 932,000 | 1,259,000 |
| Noninterest income | 49,000 | 100,000 | 157,000 | 213,000 |
| Noninterest expense | 273,000 | 554,000 | 817,000 | 1,115,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 66,000 | 138,000 | 245,000 | 321,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 22,000 |
| Net income | 53,000 | 125,000 | 232,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,041,000 | 3,113,000 | 3,220,000 | 3,208,000 |
| Total capital | 3,279,000 | 3,353,000 | 3,468,000 | 3,496,000 |
| Risk-weighted assets | 18,983,000 | 19,121,000 | 19,751,000 | 23,004,000 |