Call report 2014Q4
GRATIOT STATE BANK — 2014Q4
The 22 measures GRATIOT STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,166,000 | USD | evidence → |
| Total loans | 11,579,000 | USD | evidence → |
| Allowance for loan losses | 134,000 | USD | evidence → |
| Securities available for sale | 28,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,732,000 | USD | evidence → |
| Interest-bearing deposits | 34,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,175,000 | USD | evidence → |
| Equity capital | 4,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,112,000 | USD | evidence → |
| Interest expense | 338,000 | USD | evidence → |
| Net interest income | 774,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 814,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -772,000 | USD | evidence → |
| Income tax | -310,000 | USD | evidence → |
| Net income | -462,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,058,000 | USD | evidence → |
| Total capital | 3,192,000 | USD | evidence → |
| Risk-weighted assets | 20,638,000 | USD | evidence → |