Call report 2012Q4
GRATIOT STATE BANK — 2012Q4
The 22 measures GRATIOT STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,410,000 | USD | evidence → |
| Total loans | 12,875,000 | USD | evidence → |
| Allowance for loan losses | 129,000 | USD | evidence → |
| Securities available for sale | 31,330,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,758,000 | USD | evidence → |
| Interest-bearing deposits | 37,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,020,000 | USD | evidence → |
| Equity capital | 5,161,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,510,000 | USD | evidence → |
| Interest expense | 538,000 | USD | evidence → |
| Net interest income | 972,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 661,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 373,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 344,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,528,000 | USD | evidence → |
| Total capital | 4,657,000 | USD | evidence → |
| Risk-weighted assets | 20,420,000 | USD | evidence → |