Call reports 2026
NATIONAL IRON BANK, THE — 2026
What NATIONAL IRON BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 319,536,000 | 317,995,000 |
| Total loans | 257,136,000 | 262,454,000 |
| Allowance for loan losses | 1,246,000 | 1,296,000 |
| Securities available for sale | 28,950,000 | 29,106,000 |
| Securities held to maturity | 15,617,000 | 15,150,000 |
| Trading assets | 0 | 0 |
| Total deposits | 293,605,000 | 291,420,000 |
| Interest-bearing deposits | 254,757,000 | 259,242,000 |
| Noninterest-bearing deposits | 38,848,000 | 32,178,000 |
| Equity capital | 25,371,000 | 26,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,525,000 | 7,165,000 |
| Interest expense | 1,160,000 | 2,373,000 |
| Net interest income | 2,365,000 | 4,792,000 |
| Noninterest income | 161,000 | 335,000 |
| Noninterest expense | 1,814,000 | 3,584,000 |
| Provision for loan losses | 20,000 | 69,000 |
| Pretax income | 633,000 | 1,436,000 |
| Income tax | 44,000 | 100,000 |
| Net income | 589,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,693,000 | 27,208,000 |
| Total capital | 28,083,000 | 28,627,000 |
| Risk-weighted assets | 166,659,000 | 170,099,000 |