Call reports 2024
NATIONAL IRON BANK, THE — 2024
What NATIONAL IRON BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 297,795,000 | 299,988,000 | 296,768,000 | 295,222,000 |
| Total loans | 249,196,000 | 251,121,000 | 247,846,000 | 247,301,000 |
| Allowance for loan losses | 1,054,000 | 1,053,000 | 1,052,000 | 1,053,000 |
| Securities available for sale | 21,598,000 | 21,024,000 | 22,604,000 | 18,741,000 |
| Securities held to maturity | 19,765,000 | 19,168,000 | 18,689,000 | 18,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,379,000 | 247,907,000 | 266,693,000 | 266,409,000 |
| Interest-bearing deposits | 229,026,000 | 215,956,000 | 230,363,000 | 236,805,000 |
| Noninterest-bearing deposits | 30,353,000 | 31,951,000 | 36,330,000 | 29,604,000 |
| Equity capital | 22,060,000 | 22,234,000 | 22,949,000 | 22,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 5,994,000 | 9,074,000 | 12,117,000 |
| Interest expense | 1,401,000 | 2,882,000 | 4,240,000 | 5,518,000 |
| Net interest income | 1,569,000 | 3,112,000 | 4,834,000 | 6,599,000 |
| Noninterest income | 154,000 | 317,000 | 486,000 | 656,000 |
| Noninterest expense | 1,546,000 | 3,013,000 | 4,595,000 | 6,082,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 194,000 | 447,000 | 745,000 | 1,182,000 |
| Income tax | 14,000 | 21,000 | 21,000 | 21,000 |
| Net income | 180,000 | 426,000 | 724,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,378,000 | 25,457,000 | 25,588,000 | 25,858,000 |
| Total capital | 26,480,000 | 26,545,000 | 26,687,000 | 26,968,000 |
| Risk-weighted assets | 154,018,000 | 151,870,000 | 154,621,000 | 156,097,000 |