Call reports 2022
NATIONAL IRON BANK, THE — 2022
What NATIONAL IRON BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 265,453,000 | 270,231,000 | 281,863,000 | 291,556,000 |
| Total loans | 202,769,000 | 215,089,000 | 228,319,000 | 239,349,000 |
| Allowance for loan losses | 845,000 | 904,000 | 945,000 | 968,000 |
| Securities available for sale | 39,529,000 | 19,385,000 | 14,962,000 | 18,106,000 |
| Securities held to maturity | 8,937,000 | 28,910,000 | 31,315,000 | 27,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,838,000 | 237,665,000 | 244,000,000 | 242,631,000 |
| Interest-bearing deposits | 169,571,000 | 202,469,000 | 207,803,000 | 208,827,000 |
| Noninterest-bearing deposits | 75,267,000 | 35,196,000 | 36,197,000 | 33,804,000 |
| Equity capital | 15,690,000 | 16,309,000 | 16,623,000 | 17,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 4,013,000 | 6,196,000 | 8,617,000 |
| Interest expense | 110,000 | 241,000 | 417,000 | 899,000 |
| Net interest income | 1,787,000 | 3,772,000 | 5,779,000 | 7,718,000 |
| Noninterest income | 125,000 | 272,000 | 425,000 | 566,000 |
| Noninterest expense | 1,212,000 | 2,559,000 | 3,976,000 | 5,388,000 |
| Provision for loan losses | 70,000 | 129,000 | 168,000 | 193,000 |
| Pretax income | 629,000 | 1,354,000 | 2,059,000 | 2,703,000 |
| Income tax | 45,000 | 73,000 | 117,000 | 155,000 |
| Net income | 584,000 | 1,281,000 | 1,942,000 | 2,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,021,000 | 18,579,000 | 19,100,000 | 19,649,000 |
| Total capital | 18,871,000 | 19,488,000 | 20,050,000 | 20,622,000 |
| Risk-weighted assets | 135,257,000 | 138,376,000 | 150,002,000 | 152,873,000 |