Call reports 2019
NATIONAL IRON BANK, THE — 2019
What NATIONAL IRON BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,672,000 | 132,910,000 | 141,974,000 | 137,437,000 |
| Total loans | 92,172,000 | 90,549,000 | 95,465,000 | 102,300,000 |
| Allowance for loan losses | 388,000 | 390,000 | 405,000 | 423,000 |
| Securities available for sale | 15,475,000 | 14,694,000 | 17,249,000 | 15,841,000 |
| Securities held to maturity | 7,578,000 | 7,065,000 | 6,580,000 | 6,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,175,000 | 122,135,000 | 131,029,000 | 126,455,000 |
| Interest-bearing deposits | 102,971,000 | 106,798,000 | 117,989,000 | 114,547,000 |
| Noninterest-bearing deposits | 16,204,000 | 15,337,000 | 13,040,000 | 11,908,000 |
| Equity capital | 10,423,000 | 10,713,000 | 10,898,000 | 10,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,229,000 | 3,465,000 | 4,656,000 |
| Interest expense | 103,000 | 243,000 | 419,000 | 598,000 |
| Net interest income | 987,000 | 1,986,000 | 3,046,000 | 4,058,000 |
| Noninterest income | 127,000 | 275,000 | 430,000 | 569,000 |
| Noninterest expense | 855,000 | 1,800,000 | 2,720,000 | 3,787,000 |
| Provision for loan losses | 0 | 3,000 | 23,000 | 42,000 |
| Pretax income | 259,000 | 458,000 | 733,000 | 798,000 |
| Income tax | 7,000 | 11,000 | 15,000 | 47,000 |
| Net income | 252,000 | 447,000 | 718,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,843,000 | 10,933,000 | 11,099,000 | 11,028,000 |
| Total capital | 11,234,000 | 11,326,000 | 11,507,000 | 11,455,000 |
| Risk-weighted assets | 61,762,000 | 63,285,000 | 64,893,000 | 69,322,000 |