Call reports 2018
NATIONAL IRON BANK, THE — 2018
What NATIONAL IRON BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,351,000 | 122,996,000 | 129,911,000 | 122,118,000 |
| Total loans | 89,746,000 | 90,873,000 | 92,440,000 | 92,651,000 |
| Allowance for loan losses | 421,000 | 420,000 | 396,000 | 389,000 |
| Securities available for sale | 19,172,000 | 17,952,000 | 16,782,000 | 16,059,000 |
| Securities held to maturity | 9,962,000 | 9,378,000 | 8,504,000 | 8,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,947,000 | 112,795,000 | 120,100,000 | 110,398,000 |
| Interest-bearing deposits | 94,465,000 | 93,744,000 | 96,159,000 | 91,706,000 |
| Noninterest-bearing deposits | 16,482,000 | 19,051,000 | 23,941,000 | 18,692,000 |
| Equity capital | 9,847,000 | 9,726,000 | 9,750,000 | 9,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,026,000 | 3,082,000 | 4,151,000 |
| Interest expense | 61,000 | 150,000 | 223,000 | 314,000 |
| Net interest income | 942,000 | 1,876,000 | 2,859,000 | 3,837,000 |
| Noninterest income | 125,000 | 256,000 | 395,000 | 533,000 |
| Noninterest expense | 847,000 | 1,820,000 | 2,715,000 | 3,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 307,000 | 534,000 | 687,000 |
| Income tax | 0 | 22,000 | 32,000 | 46,000 |
| Net income | 220,000 | 285,000 | 502,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,582,000 | 10,543,000 | 10,658,000 | 10,695,000 |
| Total capital | 11,006,000 | 10,966,000 | 11,057,000 | 11,087,000 |
| Risk-weighted assets | 62,557,000 | 63,037,000 | 63,687,000 | 62,955,000 |