Call reports 2016
NATIONAL IRON BANK, THE — 2016
What NATIONAL IRON BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,363,000 | 121,436,000 | 122,454,000 | 119,800,000 |
| Total loans | 71,229,000 | 75,245,000 | 78,318,000 | 80,019,000 |
| Allowance for loan losses | 425,000 | 425,000 | 424,000 | 424,000 |
| Securities available for sale | 25,916,000 | 25,005,000 | 22,581,000 | 20,557,000 |
| Securities held to maturity | 15,671,000 | 14,834,000 | 14,008,000 | 13,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,392,000 | 109,101,000 | 112,114,000 | 110,056,000 |
| Interest-bearing deposits | 98,278,000 | 95,988,000 | 97,996,000 | 95,859,000 |
| Noninterest-bearing deposits | 14,114,000 | 13,113,000 | 14,118,000 | 14,197,000 |
| Equity capital | 9,911,000 | 10,258,000 | 10,289,000 | 9,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,774,000 | 2,680,000 | 3,585,000 |
| Interest expense | 60,000 | 120,000 | 175,000 | 230,000 |
| Net interest income | 823,000 | 1,654,000 | 2,505,000 | 3,355,000 |
| Noninterest income | 189,000 | 344,000 | 482,000 | 608,000 |
| Noninterest expense | 895,000 | 1,710,000 | 2,567,000 | 3,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 291,000 | 437,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 291,000 | 437,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,832,000 | 9,954,000 | 10,048,000 | 10,042,000 |
| Total capital | 10,259,000 | 10,381,000 | 10,474,000 | 10,469,000 |
| Risk-weighted assets | 53,517,000 | 54,926,000 | 56,304,000 | 56,814,000 |