Call reports 2015
NATIONAL IRON BANK, THE — 2015
What NATIONAL IRON BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,683,000 | 112,763,000 | 117,195,000 | 117,128,000 |
| Total loans | 66,060,000 | 66,368,000 | 68,364,000 | 72,030,000 |
| Allowance for loan losses | 430,000 | 429,000 | 426,000 | 425,000 |
| Securities available for sale | 17,596,000 | 23,965,000 | 23,915,000 | 22,077,000 |
| Securities held to maturity | 19,215,000 | 18,277,000 | 17,352,000 | 16,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,844,000 | 103,064,000 | 107,365,000 | 107,379,000 |
| Interest-bearing deposits | 90,705,000 | 89,825,000 | 94,235,000 | 95,004,000 |
| Noninterest-bearing deposits | 13,139,000 | 13,239,000 | 13,131,000 | 12,375,000 |
| Equity capital | 9,785,000 | 9,650,000 | 9,781,000 | 9,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,684,000 | 2,531,000 | 3,407,000 |
| Interest expense | 55,000 | 111,000 | 167,000 | 224,000 |
| Net interest income | 785,000 | 1,573,000 | 2,364,000 | 3,183,000 |
| Noninterest income | 194,000 | 389,000 | 580,000 | 756,000 |
| Noninterest expense | 904,000 | 1,750,000 | 2,661,000 | 3,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 212,000 | 283,000 | 433,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 212,000 | 283,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,564,000 | 9,649,000 | 9,669,000 | 9,767,000 |
| Total capital | 9,996,000 | 10,080,000 | 10,097,000 | 10,194,000 |
| Risk-weighted assets | 49,834,000 | 50,178,000 | 51,139,000 | 53,872,000 |