Call reports 2012
NATIONAL IRON BANK, THE — 2012
What NATIONAL IRON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,948,000 | 105,319,000 | 106,158,000 | 112,539,000 |
| Total loans | 45,689,000 | 48,751,000 | 53,547,000 | 55,897,000 |
| Allowance for loan losses | 406,000 | 406,000 | 406,000 | 406,000 |
| Securities available for sale | 42,261,000 | 39,752,000 | 35,793,000 | 30,251,000 |
| Securities held to maturity | 7,820,000 | 7,356,000 | 6,808,000 | 6,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,273,000 | 95,465,000 | 95,991,000 | 102,643,000 |
| Interest-bearing deposits | 83,190,000 | 82,127,000 | 82,819,000 | 87,567,000 |
| Noninterest-bearing deposits | 12,083,000 | 13,338,000 | 13,172,000 | 15,076,000 |
| Equity capital | 9,660,000 | 9,781,000 | 10,130,000 | 9,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,715,000 | 2,577,000 | 3,389,000 |
| Interest expense | 74,000 | 144,000 | 219,000 | 290,000 |
| Net interest income | 783,000 | 1,571,000 | 2,358,000 | 3,099,000 |
| Noninterest income | 197,000 | 400,000 | 604,000 | 809,000 |
| Noninterest expense | 940,000 | 1,794,000 | 2,704,000 | 3,548,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 177,000 | 275,000 | 454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 177,000 | 275,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,396,000 | 8,533,000 | 8,631,000 | 8,810,000 |
| Total capital | 8,802,000 | 8,939,000 | 9,037,000 | 9,216,000 |
| Risk-weighted assets | 42,368,000 | 43,124,000 | 44,613,000 | 44,978,000 |