Call reports 2011
NATIONAL IRON BANK, THE — 2011
What NATIONAL IRON BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,062,000 | 100,645,000 | 103,607,000 | 101,352,000 |
| Total loans | 41,063,000 | 39,916,000 | 41,173,000 | 43,457,000 |
| Allowance for loan losses | 407,000 | 407,000 | 406,000 | 406,000 |
| Securities available for sale | 49,291,000 | 46,072,000 | 45,452,000 | 43,032,000 |
| Securities held to maturity | 2,221,000 | 6,781,000 | 8,772,000 | 8,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,997,000 | 91,284,000 | 93,632,000 | 91,611,000 |
| Interest-bearing deposits | 78,138,000 | 79,498,000 | 81,332,000 | 79,638,000 |
| Noninterest-bearing deposits | 13,859,000 | 11,786,000 | 12,300,000 | 11,974,000 |
| Equity capital | 8,928,000 | 9,336,000 | 9,926,000 | 9,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,828,000 | 2,728,000 | 3,606,000 |
| Interest expense | 94,000 | 185,000 | 270,000 | 349,000 |
| Net interest income | 831,000 | 1,643,000 | 2,458,000 | 3,257,000 |
| Noninterest income | 205,000 | 423,000 | 613,000 | 805,000 |
| Noninterest expense | 914,000 | 1,877,000 | 2,821,000 | 3,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 342,000 | 403,000 | 508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 342,000 | 403,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,069,000 | 8,190,000 | 8,251,000 | 8,356,000 |
| Total capital | 8,476,000 | 8,597,000 | 8,657,000 | 8,762,000 |
| Risk-weighted assets | 39,791,000 | 39,188,000 | 39,736,000 | 41,287,000 |