Call reports 2020
CACHE BANK & TRUST — 2020
What CACHE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,861,000 | 107,394,000 | 107,850,000 | 111,161,000 |
| Total loans | 41,788,000 | 37,168,000 | 35,011,000 | 28,722,000 |
| Allowance for loan losses | 424,000 | 415,000 | 416,000 | 264,000 |
| Securities available for sale | 10,744,000 | 9,941,000 | 20,281,000 | 18,913,000 |
| Securities held to maturity | 4,164,000 | 3,838,000 | 3,408,000 | 2,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,962,000 | 92,938,000 | 93,581,000 | 97,236,000 |
| Interest-bearing deposits | 66,598,000 | 70,535,000 | 72,925,000 | 78,174,000 |
| Noninterest-bearing deposits | 19,364,000 | 22,403,000 | 20,656,000 | 19,062,000 |
| Equity capital | 14,532,000 | 14,229,000 | 13,981,000 | 13,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,396,000 | 1,918,000 | 2,372,000 |
| Interest expense | 107,000 | 213,000 | 309,000 | 396,000 |
| Net interest income | 648,000 | 1,183,000 | 1,609,000 | 1,976,000 |
| Noninterest income | 53,000 | 131,000 | 227,000 | 288,000 |
| Noninterest expense | 876,000 | 1,629,000 | 2,403,000 | 3,124,000 |
| Provision for loan losses | 0 | -10,000 | -10,000 | -160,000 |
| Pretax income | -142,000 | -305,000 | -557,000 | -700,000 |
| Income tax | -32,000 | -33,000 | -33,000 | 184,000 |
| Net income | -110,000 | -272,000 | -524,000 | -884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,153,000 | 13,777,000 | 13,525,000 | 13,366,000 |
| Total capital | — | — | — | 13,638,000 |
| Risk-weighted assets | — | — | — | 41,429,000 |