Call reports 2019
CACHE BANK & TRUST — 2019
What CACHE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,727,000 | 120,792,000 | 114,608,000 | 112,140,000 |
| Total loans | 56,816,000 | 55,309,000 | 54,307,000 | 47,775,000 |
| Allowance for loan losses | 478,000 | 480,000 | 483,000 | 424,000 |
| Securities available for sale | 38,183,000 | 37,428,000 | 18,496,000 | 17,780,000 |
| Securities held to maturity | 4,933,000 | 4,764,000 | 4,554,000 | 4,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,906,000 | 106,232,000 | 99,755,000 | 97,210,000 |
| Interest-bearing deposits | 83,065,000 | 79,952,000 | 76,071,000 | 77,591,000 |
| Noninterest-bearing deposits | 24,840,000 | 26,280,000 | 23,684,000 | 19,619,000 |
| Equity capital | 13,451,000 | 14,254,000 | 14,514,000 | 14,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,336,000 | 3,374,000 | 4,267,000 |
| Interest expense | 118,000 | 238,000 | 361,000 | 479,000 |
| Net interest income | 1,073,000 | 2,098,000 | 3,013,000 | 3,788,000 |
| Noninterest income | 133,000 | 240,000 | 321,000 | 409,000 |
| Noninterest expense | 968,000 | 1,941,000 | 2,805,000 | 3,767,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 | -48,000 |
| Pretax income | 229,000 | 385,000 | 462,000 | 423,000 |
| Income tax | 68,000 | 109,000 | 131,000 | 124,000 |
| Net income | 161,000 | 276,000 | 331,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,877,000 | 14,087,000 | 14,178,000 | 14,119,000 |
| Total capital | 14,366,000 | 14,579,000 | 14,670,000 | 14,552,000 |
| Risk-weighted assets | 70,061,000 | 68,486,000 | 63,525,000 | 57,675,000 |