Call reports 2018
CACHE BANK & TRUST — 2018
What CACHE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,060,000 | 121,617,000 | 121,073,000 | 121,083,000 |
| Total loans | 59,095,000 | 58,202,000 | 58,396,000 | 58,485,000 |
| Allowance for loan losses | 530,000 | 518,000 | 518,000 | 469,000 |
| Securities available for sale | 43,555,000 | 41,873,000 | 40,040,000 | 39,074,000 |
| Securities held to maturity | 5,544,000 | 5,378,000 | 5,201,000 | 5,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,233,000 | 107,858,000 | 108,352,000 | 107,649,000 |
| Interest-bearing deposits | 90,397,000 | 85,347,000 | 86,557,000 | 82,028,000 |
| Noninterest-bearing deposits | 24,836,000 | 22,511,000 | 21,795,000 | 25,621,000 |
| Equity capital | 13,464,000 | 13,496,000 | 12,334,000 | 12,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,236,000 | 3,359,000 | 4,550,000 |
| Interest expense | 95,000 | 196,000 | 308,000 | 425,000 |
| Net interest income | 1,000,000 | 2,040,000 | 3,051,000 | 4,125,000 |
| Noninterest income | 65,000 | 216,000 | 284,000 | 370,000 |
| Noninterest expense | 953,000 | 1,905,000 | 2,859,000 | 3,791,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | -40,000 |
| Pretax income | 110,000 | 349,000 | 474,000 | 752,000 |
| Income tax | 0 | 116,000 | 149,000 | 220,000 |
| Net income | 110,000 | 233,000 | 325,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,013,000 | 14,245,000 | 13,294,000 | 13,599,000 |
| Total capital | 14,543,000 | 14,775,000 | 13,824,000 | 14,079,000 |
| Risk-weighted assets | 74,691,000 | 72,272,000 | 72,849,000 | 72,718,000 |