Call reports 2016
CACHE BANK & TRUST — 2016
What CACHE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,122,000 | 128,105,000 | 121,146,000 | 131,124,000 |
| Total loans | 52,432,000 | 53,430,000 | 50,066,000 | 60,855,000 |
| Allowance for loan losses | 593,000 | 593,000 | 593,000 | 518,000 |
| Securities available for sale | 55,297,000 | 59,865,000 | 55,480,000 | 51,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,808,000 | 106,036,000 | 106,209,000 | 114,453,000 |
| Interest-bearing deposits | 90,189,000 | 85,957,000 | 87,366,000 | 92,698,000 |
| Noninterest-bearing deposits | 21,619,000 | 20,079,000 | 18,843,000 | 21,755,000 |
| Equity capital | 14,893,000 | 14,463,000 | 14,515,000 | 13,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,981,000 | 2,911,000 | 3,984,000 |
| Interest expense | 71,000 | 135,000 | 199,000 | 269,000 |
| Net interest income | 926,000 | 1,846,000 | 2,712,000 | 3,715,000 |
| Noninterest income | 95,000 | 212,000 | 298,000 | 390,000 |
| Noninterest expense | 1,042,000 | 1,991,000 | 2,995,000 | 3,995,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | -65,000 |
| Pretax income | 130,000 | 197,000 | 335,000 | 504,000 |
| Income tax | 14,000 | 2,000 | 2,000 | 2,000 |
| Net income | 116,000 | 195,000 | 333,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,700,000 | 13,977,000 | 14,088,000 | 14,131,000 |
| Total capital | 15,293,000 | 14,570,000 | 14,681,000 | 14,649,000 |
| Risk-weighted assets | 69,412,000 | 72,195,000 | 67,625,000 | 78,475,000 |