Call reports 2015
CACHE BANK & TRUST — 2015
What CACHE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,647,000 | 150,159,000 | 145,915,000 | 132,142,000 |
| Total loans | 55,603,000 | 53,470,000 | 51,868,000 | 53,834,000 |
| Allowance for loan losses | 584,000 | 630,000 | 643,000 | 583,000 |
| Securities available for sale | 73,814,000 | 81,998,000 | 80,189,000 | 65,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,974,000 | 126,039,000 | 116,905,000 | 111,532,000 |
| Interest-bearing deposits | 111,527,000 | 108,897,000 | 96,107,000 | 91,118,000 |
| Noninterest-bearing deposits | 19,447,000 | 17,142,000 | 20,798,000 | 20,414,000 |
| Equity capital | 14,311,000 | 13,782,000 | 14,547,000 | 14,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,283,000 | 3,424,000 | 4,485,000 |
| Interest expense | 111,000 | 213,000 | 311,000 | 394,000 |
| Net interest income | 1,022,000 | 2,070,000 | 3,113,000 | 4,091,000 |
| Noninterest income | 190,000 | 477,000 | 685,000 | 693,000 |
| Noninterest expense | 1,196,000 | 2,390,000 | 3,544,000 | 4,562,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 45,000 |
| Pretax income | 60,000 | 156,000 | 238,000 | 478,000 |
| Income tax | 0 | 0 | -17,000 | -7,000 |
| Net income | 60,000 | 156,000 | 407,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,043,000 | 14,069,000 | 14,369,000 | 14,567,000 |
| Total capital | 14,627,000 | 14,699,000 | 15,012,000 | 15,150,000 |
| Risk-weighted assets | 75,850,000 | 74,738,000 | 73,760,000 | 71,986,000 |