Call reports 2014
CACHE BANK & TRUST — 2014
What CACHE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,929,000 | 159,879,000 | 155,729,000 | 150,177,000 |
| Total loans | 53,418,000 | 55,615,000 | 53,121,000 | 55,372,000 |
| Allowance for loan losses | 579,000 | 625,000 | 605,000 | 539,000 |
| Securities available for sale | 90,986,000 | 89,339,000 | 86,707,000 | 80,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,111,000 | 143,707,000 | 142,604,000 | 135,653,000 |
| Interest-bearing deposits | 121,128,000 | 122,299,000 | 121,897,000 | 113,584,000 |
| Noninterest-bearing deposits | 20,983,000 | 21,408,000 | 20,707,000 | 22,069,000 |
| Equity capital | 12,624,000 | 13,046,000 | 12,767,000 | 13,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,484,000 | 3,703,000 | 4,899,000 |
| Interest expense | 128,000 | 258,000 | 387,000 | 509,000 |
| Net interest income | 1,103,000 | 2,226,000 | 3,316,000 | 4,390,000 |
| Noninterest income | 185,000 | 364,000 | 542,000 | 616,000 |
| Noninterest expense | 1,282,000 | 2,433,000 | 3,616,000 | 4,746,000 |
| Provision for loan losses | 105,000 | 150,000 | 170,000 | 105,000 |
| Pretax income | -22,000 | 84,000 | 149,000 | 369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | 84,000 | 149,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,629,000 | 13,784,000 | 13,819,000 | 14,059,000 |
| Total capital | 14,208,000 | 14,409,000 | 14,424,000 | 14,598,000 |
| Risk-weighted assets | 78,774,000 | 77,886,000 | 74,781,000 | 74,947,000 |