Call reports 2013
CACHE BANK & TRUST — 2013
What CACHE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,983,000 | 166,721,000 | 160,737,000 | 158,611,000 |
| Total loans | 66,018,000 | 64,361,000 | 64,175,000 | 58,105,000 |
| Allowance for loan losses | 1,039,000 | 1,590,000 | 1,580,000 | 474,000 |
| Securities available for sale | 46,155,000 | 68,450,000 | 69,319,000 | 72,181,000 |
| Securities held to maturity | 26,106,000 | 7,115,000 | 6,475,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,502,000 | 153,724,000 | 148,150,000 | 146,188,000 |
| Interest-bearing deposits | 121,402,000 | 124,762,000 | 126,990,000 | 121,778,000 |
| Noninterest-bearing deposits | 30,100,000 | 28,962,000 | 21,160,000 | 24,410,000 |
| Equity capital | 14,046,000 | 12,715,000 | 12,177,000 | 12,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,498,000 | 3,763,000 | 4,960,000 |
| Interest expense | 133,000 | 271,000 | 408,000 | 540,000 |
| Net interest income | 1,148,000 | 2,227,000 | 3,355,000 | 4,420,000 |
| Noninterest income | 346,000 | 660,000 | 1,023,000 | 1,138,000 |
| Noninterest expense | 1,309,000 | 2,747,000 | 4,050,000 | 5,204,000 |
| Provision for loan losses | 0 | 550,000 | 550,000 | 785,000 |
| Pretax income | 185,000 | -9,000 | 179,000 | 122,000 |
| Income tax | 77,000 | 100,000 | 122,000 | 72,000 |
| Net income | 108,000 | -109,000 | 57,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,892,000 | 13,522,000 | 13,658,000 | 13,600,000 |
| Total capital | 14,919,000 | 14,516,000 | 14,646,000 | 14,074,000 |
| Risk-weighted assets | 82,172,000 | 78,935,000 | 78,477,000 | 75,021,000 |