Call reports 2012
CACHE BANK & TRUST — 2012
What CACHE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,626,000 | 174,971,000 | 164,532,000 | 161,351,000 |
| Total loans | 76,435,000 | 70,996,000 | 69,766,000 | 69,527,000 |
| Allowance for loan losses | 718,000 | 709,000 | 939,000 | 1,039,000 |
| Securities available for sale | 25,141,000 | 20,256,000 | 39,750,000 | 38,523,000 |
| Securities held to maturity | 38,740,000 | 37,757,000 | 36,721,000 | 27,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,546,000 | 159,546,000 | 148,950,000 | 146,764,000 |
| Interest-bearing deposits | 125,061,000 | 132,437,000 | 127,943,000 | 125,384,000 |
| Noninterest-bearing deposits | 21,485,000 | 27,109,000 | 21,007,000 | 21,380,000 |
| Equity capital | 14,586,000 | 15,111,000 | 15,179,000 | 14,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,822,000 | 4,183,000 | 5,557,000 |
| Interest expense | 179,000 | 341,000 | 493,000 | 636,000 |
| Net interest income | 1,248,000 | 2,481,000 | 3,690,000 | 4,921,000 |
| Noninterest income | 343,000 | 603,000 | 991,000 | 1,380,000 |
| Noninterest expense | 1,470,000 | 2,859,000 | 4,240,000 | 5,563,000 |
| Provision for loan losses | 65,000 | 115,000 | 345,000 | 445,000 |
| Pretax income | 476,000 | 737,000 | 723,000 | 1,193,000 |
| Income tax | 6,000 | 15,000 | 25,000 | 34,000 |
| Net income | 470,000 | 722,000 | 698,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,585,000 | 14,837,000 | 14,813,000 | 13,793,000 |
| Total capital | 15,303,000 | 15,546,000 | 15,752,000 | 14,832,000 |
| Risk-weighted assets | 90,062,000 | 84,306,000 | 86,475,000 | 83,676,000 |