Call reports 2011
CACHE BANK & TRUST — 2011
What CACHE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 159,648,000 | 162,091,000 | 167,949,000 | 167,295,000 |
| Total loans | 85,948,000 | 82,349,000 | 77,252,000 | 75,167,000 |
| Allowance for loan losses | 1,296,000 | 1,327,000 | 660,000 | 649,000 |
| Securities available for sale | 35,755,000 | 29,075,000 | 31,607,000 | 30,466,000 |
| Securities held to maturity | 9,247,000 | 8,386,000 | 16,921,000 | 27,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,887,000 | 147,694,000 | 152,694,000 | 151,963,000 |
| Interest-bearing deposits | 127,639,000 | 133,241,000 | 129,632,000 | 130,853,000 |
| Noninterest-bearing deposits | 18,248,000 | 14,453,000 | 23,062,000 | 21,110,000 |
| Equity capital | 13,514,000 | 14,108,000 | 14,835,000 | 14,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,114,000 | 4,613,000 | 6,058,000 |
| Interest expense | 281,000 | 549,000 | 789,000 | 991,000 |
| Net interest income | 1,293,000 | 2,565,000 | 3,824,000 | 5,067,000 |
| Noninterest income | 223,000 | 436,000 | 542,000 | 849,000 |
| Noninterest expense | 1,387,000 | 2,792,000 | 4,178,000 | 5,586,000 |
| Provision for loan losses | 25,000 | 55,000 | 92,000 | 92,000 |
| Pretax income | 181,000 | 310,000 | 433,000 | 630,000 |
| Income tax | 8,000 | 25,000 | 37,000 | 17,000 |
| Net income | 173,000 | 285,000 | 396,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,674,000 | 13,786,000 | 13,897,000 | 14,115,000 |
| Total capital | 14,831,000 | 14,903,000 | 14,557,000 | 14,764,000 |
| Risk-weighted assets | 92,425,000 | 89,161,000 | 87,970,000 | 85,769,000 |