Call reports 2010
CACHE BANK & TRUST — 2010
What CACHE BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,673,000 | 161,413,000 | 152,592,000 | 165,552,000 |
| Total loans | 97,055,000 | 87,541,000 | 85,897,000 | 85,134,000 |
| Allowance for loan losses | 817,000 | 998,000 | 1,165,000 | 1,190,000 |
| Securities available for sale | 22,989,000 | 27,228,000 | 32,690,000 | 41,890,000 |
| Securities held to maturity | 13,516,000 | 12,247,000 | 11,188,000 | 10,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,849,000 | 147,145,000 | 138,280,000 | 151,398,000 |
| Interest-bearing deposits | 134,631,000 | 132,633,000 | 125,807,000 | 134,516,000 |
| Noninterest-bearing deposits | 14,218,000 | 14,512,000 | 12,473,000 | 16,882,000 |
| Equity capital | 13,149,000 | 13,665,000 | 13,811,000 | 13,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,329,000 | 4,885,000 | 6,469,000 |
| Interest expense | 363,000 | 692,000 | 1,004,000 | 1,281,000 |
| Net interest income | 1,322,000 | 2,637,000 | 3,881,000 | 5,188,000 |
| Noninterest income | 270,000 | 535,000 | 842,000 | 1,080,000 |
| Noninterest expense | 1,311,000 | 2,589,000 | 3,926,000 | 5,365,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 630,000 |
| Pretax income | 101,000 | 332,000 | 495,000 | 598,000 |
| Income tax | 27,000 | 27,000 | 43,000 | 50,000 |
| Net income | 74,000 | 305,000 | 452,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,024,000 | 13,256,000 | 13,404,000 | 13,501,000 |
| Total capital | 13,841,000 | 14,254,000 | 14,569,000 | 14,668,000 |
| Risk-weighted assets | 106,894,000 | 98,304,000 | 95,837,000 | 93,298,000 |