Call reports 2009
CACHE BANK & TRUST — 2009
What CACHE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 150,824,000 | 169,099,000 | 163,607,000 | 172,526,000 |
| Total loans | 108,574,000 | 105,777,000 | 103,429,000 | 99,187,000 |
| Allowance for loan losses | 988,000 | 1,135,000 | 1,041,000 | 908,000 |
| Securities available for sale | 13,511,000 | 24,601,000 | 22,774,000 | 24,338,000 |
| Securities held to maturity | 7,437,000 | 6,402,000 | 5,895,000 | 5,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,782,000 | 149,523,000 | 146,329,000 | 155,760,000 |
| Interest-bearing deposits | 119,105,000 | 136,935,000 | 132,405,000 | 134,082,000 |
| Noninterest-bearing deposits | 12,677,000 | 12,588,000 | 13,924,000 | 21,678,000 |
| Equity capital | 12,577,000 | 12,975,000 | 13,249,000 | 12,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,963,000 | 5,777,000 | 7,548,000 |
| Interest expense | 779,000 | 1,457,000 | 2,088,000 | 2,530,000 |
| Net interest income | 1,035,000 | 2,506,000 | 3,689,000 | 5,018,000 |
| Noninterest income | 337,000 | 704,000 | 1,040,000 | 1,275,000 |
| Noninterest expense | 1,189,000 | 2,489,000 | 3,787,000 | 5,094,000 |
| Provision for loan losses | 100,000 | 250,000 | 375,000 | 940,000 |
| Pretax income | 277,000 | 665,000 | 761,000 | 699,000 |
| Income tax | 10,000 | 10,000 | 13,000 | 15,000 |
| Net income | 267,000 | 655,000 | 748,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,533,000 | 12,920,000 | 13,013,000 | 12,951,000 |
| Total capital | 13,521,000 | 14,055,000 | 14,054,000 | 13,859,000 |
| Risk-weighted assets | 113,207,000 | 114,893,000 | 112,309,000 | 112,149,000 |