Call reports 2005
CACHE BANK & TRUST — 2005
What CACHE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 118,928,000 | 122,001,000 | 127,335,000 | 127,651,000 |
| Total loans | 86,572,000 | 90,348,000 | 95,489,000 | 96,363,000 |
| Allowance for loan losses | 916,000 | 935,000 | 979,000 | 995,000 |
| Securities available for sale | 11,563,000 | 11,303,000 | 10,894,000 | 10,535,000 |
| Securities held to maturity | 11,790,000 | 11,524,000 | 12,204,000 | 11,962,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,963,000 | 106,792,000 | 104,833,000 | 108,915,000 |
| Interest-bearing deposits | 87,170,000 | 92,598,000 | 93,761,000 | 97,594,000 |
| Noninterest-bearing deposits | 9,793,000 | 14,194,000 | 11,072,000 | 11,321,000 |
| Equity capital | 9,419,000 | 9,688,000 | 9,980,000 | 10,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,326,000 | 5,210,000 | 7,197,000 |
| Interest expense | 623,000 | 1,336,000 | 2,161,000 | 3,101,000 |
| Net interest income | 952,000 | 1,990,000 | 3,049,000 | 4,096,000 |
| Noninterest income | 205,000 | 475,000 | 828,000 | 1,057,000 |
| Noninterest expense | 1,091,000 | 2,187,000 | 3,316,000 | 4,612,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 66,000 | 278,000 | 531,000 | 511,000 |
| Income tax | 0 | 0 | -85,000 | -220,000 |
| Net income | 66,000 | 278,000 | 616,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,604,000 | 9,816,000 | 10,154,000 | 10,268,000 |
| Total capital | 10,520,000 | 10,751,000 | 11,133,000 | 11,263,000 |
| Risk-weighted assets | 97,617,000 | 100,291,000 | 104,254,000 | 105,752,000 |
Machine access — free, no API key
Every figure shown here about CACHE BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.