Call reports 2004
CACHE BANK & TRUST — 2004
What CACHE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 98,414,000 | 105,081,000 | 104,483,000 | 110,800,000 |
| Total loans | 72,896,000 | 77,469,000 | 77,355,000 | 80,600,000 |
| Allowance for loan losses | 862,000 | 881,000 | 902,000 | 898,000 |
| Securities available for sale | 14,622,000 | 12,610,000 | 12,525,000 | 12,090,000 |
| Securities held to maturity | 2,507,000 | 4,992,000 | 5,928,000 | 10,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,865,000 | 88,663,000 | 90,226,000 | 92,910,000 |
| Interest-bearing deposits | 71,539,000 | 79,007,000 | 80,993,000 | 83,688,000 |
| Noninterest-bearing deposits | 8,326,000 | 9,656,000 | 9,233,000 | 9,222,000 |
| Equity capital | 9,518,000 | 9,094,000 | 9,467,000 | 9,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,654,000 | 4,098,000 | 5,582,000 |
| Interest expense | 429,000 | 867,000 | 1,354,000 | 1,900,000 |
| Net interest income | 879,000 | 1,787,000 | 2,744,000 | 3,682,000 |
| Noninterest income | 229,000 | 434,000 | 655,000 | 836,000 |
| Noninterest expense | 1,058,000 | 2,143,000 | 3,245,000 | 4,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 139,000 | 167,000 | 243,000 | 245,000 |
| Income tax | 0 | 0 | 0 | -130,000 |
| Net income | 139,000 | 167,000 | 243,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,302,000 | 9,330,000 | 9,407,000 | 9,538,000 |
| Total capital | 10,164,000 | 10,211,000 | 10,309,000 | 10,436,000 |
| Risk-weighted assets | 81,754,000 | 84,984,000 | 86,499,000 | 89,943,000 |
Machine access — free, no API key
Every figure shown here about CACHE BANK & TRUST — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.