Call reports 2024
FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK — 2024
What FIRST NATIONAL BANK TEXAS DBA FIRST CONVENIENCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,266,722,000 | 4,247,456,000 | 4,203,075,000 | 4,123,442,000 |
| Total loans | 1,872,395,000 | 1,905,201,000 | 1,971,324,000 | 2,058,632,000 |
| Allowance for loan losses | 25,150,000 | 25,051,000 | 25,583,000 | 26,463,000 |
| Securities available for sale | 1,323,104,000 | 1,305,368,000 | 1,363,119,000 | 1,299,243,000 |
| Securities held to maturity | 219,869,000 | 217,676,000 | 215,021,000 | 212,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,708,264,000 | 3,690,793,000 | 3,617,850,000 | 3,613,738,000 |
| Interest-bearing deposits | 1,320,996,000 | 1,399,721,000 | 1,439,218,000 | 1,466,123,000 |
| Noninterest-bearing deposits | 2,387,268,000 | 2,291,072,000 | 2,178,632,000 | 2,147,615,000 |
| Equity capital | 200,382,000 | 194,996,000 | 241,989,000 | 208,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 38,819,000 | 77,696,000 | 117,861,000 | 158,524,000 |
| Interest expense | 8,094,000 | 14,566,000 | 21,805,000 | 28,919,000 |
| Net interest income | 30,725,000 | 63,130,000 | 96,056,000 | 129,605,000 |
| Noninterest income | 75,817,000 | 157,583,000 | 238,962,000 | 319,101,000 |
| Noninterest expense | 91,835,000 | 188,388,000 | 286,666,000 | 383,983,000 |
| Provision for loan losses | 3,705,000 | 8,504,000 | 14,443,000 | 20,654,000 |
| Pretax income | 9,945,000 | 21,452,000 | 32,009,000 | 42,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,945,000 | 21,452,000 | 32,009,000 | 42,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 398,616,000 | 392,123,000 | 390,680,000 | 392,073,000 |
| Total capital | 421,861,000 | 415,529,000 | 414,672,000 | 416,851,000 |
| Risk-weighted assets | 1,831,814,000 | 1,844,856,000 | 1,891,829,000 | 1,954,046,000 |